It’s no secret that America is a nation that runs on debt, but it may surprise you to learn that the overwhelming majority of U.S. adults owe money in some way, shape, or form. According to new data from Comet, here’s how many Americans have debt at present:
80.9% of baby boomers
79.9% of Gen Xers
81.5% of millennials
While many Americans owe more in mortgage and student debt than any other type, they also carry credit card, auto, and medical debt, the latter of which is the No. 1 cause of personal bankruptcy filings in the country.
Is it any wonder more and more couples have two incomes plus second jobs.
It is more evident the Entrepreneurs are on the Right Track looking to start a Side business and Plan Grow that business into a Full-time income and a Freedom Lifestyle.
When looking for Funds it sometimes Becomes quite Tricky.
Here a 6 Ways to you may find helpful to Fund your Business
One: Bootstrapping also know as Self Funding: This means using savings or Leveraging Assets such as your House to get the business running. When you believe in your project your passion can push you through the hard times and show potential investors you are worth investing in.Two: Family and Friends may be willing to invest some money into your Vision. People who are close to you may often believe in your Vision and know you have a strong work ethic and ability to have Success with the ProjectThree: Angel Investors: Invest in the Entrepreneur rather than a Proven Business Model. Keeping the Angel investors focus on the support of the Entrepreneur timing and leverage contacts is the key to finding Angel investors.Four: Small Business Loans: Banks are looking for a Good Business plan with solid Projections. They are also looking for you to have some skin in the game so don’t expect 100% financing. You may want to seek out the help of companies who specialize in helping Small Businesses. Although pursuing loans may take time it is a way of keeping your business whole without without giving a percentage away to an investor who may not always have your passion and Vision.Five: Using Credit cards responsibly and building a large Credit line you can use for company assets or business capital to help keep your company running smoothly. Building a good strong personal credit can help when looking for future lines of Business Credit.Six: Crowd Funding is an Option you should seriously Consider. When launching your campaign to ask for your funding you are also starting to validate your Project in the process.Crowd Funding has brought a new way for an Entrepreneur to get funds while giving the project exposure to the market.
Exploring Communities of people with Entrepreneurial Spirit can help Propel your business idea into a meaningful project.Check out this site it may be the very thing that will help with Funds needed.Click Here
One of the best skill sets as an online marketer is to master the art of generating sales from your warm market contacts. A warm market is simply people who have already been exposed to your business and marketing plan. It can be described as “breaking the ice” with your potential customers.
The best way to generate a warm market is with lead generation marketing tools.
A marketing tool is a tool that people use to create what we call lead Capture. If you are not using one of the Many lead capture systems, you are not making money with your online business.
With lead generation marketing tools you may decide to create several lead capture pages which are designed to generate interest from prospects on your business.
The pages will contain a place to enter their contact information i.e. (name, telephone number, and email).
In the software You decide if you want to get phone numbers or not.
Hint: the less information you ask for the more likely the reader will fill out the Form.
This is also called a lead capture form.
After the information is filled out on the lead capture form, the individual is redirected to a URL that contains your main site.
This sounds very easy to do, and it is, however when marketing online, most opportunities have a lack of effective lead capture systems and worse, a lack of professional presentations.
The goal is to seek powerful lead generation marketing tools and presentations that capture leads and allow proper follow-up no matter the opportunity presented.
Seek out professional designers and ad copy writing services that can create professional lead capture pages and the software to manage it all.
Also conduct follow-up marketing with the Auto responder systems that follows up with every lead that fills out your capture page.
Next, search for a robust prospect manager to properly manage your hot-response leads.
Remember, your warm market is created as soon as the prospect enters their information on your lead generation page.
You should experience an increase in sales from using this marketing approach.
When starting a Blog it can be confusing and time-consuming.
You may feel you don’t have valuable information to share with your Audience?
But you would be so very Wrong. If you are working in a particular field and trying to get a message out you would be surprised at how sharing your knowledge on your Blog could help someone along their journey.
If you are passionate about your Dreams and can communicate your knowledge of a particular niche you should be putting that content out daily.
You may still be in a learning phase but that’s ok Entrepreneurs should never stop learning and developing Skills.
I recently was told of a site to get content ideas so I Checked it out.
I plugged in some keywords and it brought up a lot of content for me to review.
I Chose a Blog post with tips for a Beginner Blogger.
This is my Take on the Blog.
The 1st Tip Write about something you are Passionate about.
I am passionate about all things Marketing and a Blog is part Branding yourself.
Tip # 2 Write from the Heart.
Imagine you speaking to a friend or a customer who facing a business Challenge and you want to be helping them with a solution to this Problem.
The 3rdTip. Always end with a call to Action.
You may think your Goal is to Educate but you should always Suggest a Next Step. Offer a way to get more information. Don’t let the end of the Blog Post be the End of your Relationship. If you were speaking to a Friend you would be suggesting when will we talk again. Be yourself.
Tip # 4: Write 500-1500 word posts or more.
Now depending what other things you may be doing to build your Brand this may or may not be a good rule to follow.
If you post is too Short it may not be indexed by Google.
You could put some of the Content from a Blog Post you are reviewing always given credit where it is Due.
The 5th Tip Be consistent.
Now this one is very important. You should be in constant communication with your audience. Consistency will help grow your subscriber Base.
Tip # 6 Be patient when starting your blog.
Having a Blog that people want to follow takes time.
There is a lot that goes into Building a Blog. Be Patient and with time your blog will grow a loyal base of Fans.
Tip # 7 Always be Building your Email List
You may not have an email Campaign just yet but you at some point will want to have captured emails from you readership so you can communicate with them in the Future.
Number 8Write Great Titles.
Good Copywriting is a skill set that will help you gain readership.
The most important part of your Blog is getting it Read.
It is important to Grab the attention of your Subscribers immediately so make the Title Interesting.
Number9 Put your keywords in the first 100 words.
Google and the Search Engines want to know the content is Relevent to the Search Question..
After Writing to post go back and find a way to add Keywords in a natural way that makes sense. Never put so many keywords that the post that it is obvious you are trying to get an advantage in the Google search.
Number 10Make your post Referrable.
Make sure the post has Valuable content and something that your Loyal Fans would want to share with their Friends.
This is my take on A Blog Post I found. Titled 10 Blogging Tips For Starters.
Wealth Principles of the Rich and Why everyone should own their own Business.
Why are most people Struggling with debt?
The real difference between the affluent and non-affluent is Education.
The cost of living goes up all the time. Yearly raises still can’t keep up with inflation.
Taxes are another killer for the average person trying to get ahead.
We do need taxes but it is important to not overpay your taxes.
The Wealth Builders pay themselves first and Invest their money to have work for them.
Taxes Come right off the top of your wages and you have mounting debt.
Taxes and debt take so much of your money and there is no money to invest.
Your money is going to make someone wealthy will it be you.
If you are doing all the work why are you getting so little of the money.
You must start Paying yourself First.
How can you find a way to increase your financial situations.
You need to learn a strategy on how to generate Positive Cash Flow.
If you can make 45K a year but your bills 4K a month your gonna have some debt created.
You made 45K but it cost 48K a year live even without more inflation your going to rack up some debt.
Now if you can increase you money to 60K and keep your bills the same you would then have money to invest.
You need to educate yourself on setting up a home Business.
This will help with finding a Strategy on how to increase your income.
Increasing your incoming money will allow you to pay down debt and have the ability to accumulate assets.
It is ok to have a job. You should be grateful for your job.
But you should be looking to move from the Highest Tax Bracket which is W2, to a middle bracket which is Owning a Business to the Lowest Tax Bracket Capital Gains.
Again I believe there is nothing wrong with having a Jobs but your Job should help Fund your Dreams.
If you would like more information on Wealth Strategies and how to be Debt Free
Are Baby Boomers Continuing to Work after they Retire?
Yes, you know that many retirees do continue to work for many years after Retirement Age.
Baby Boomers have a great deal to offer in the world of Entrepreneurship.
So many years of Experience to share.
“For Baby Boomers who have been studying the Internet Marketing World but are not quite satisfied with their marketing skills and feel at times overwhelmed by all the different steps needed to make a successful Online Business. Baby Boomers, stay at
home moms or anyone struggling with the task of learning new skills “I absolutely know how you feel. Nobody was as Frustrated trying to learn the online marketing niche than I was. At times feeling like a total loser, until I realized every day I was learning new and valuable skills and that you can’t compare yourself to some younger person who has been learning technology stuff their whole life.
I struggled in my business until I learned these 6 simple strategies that keep me more focused.
I know the pain. I remember many times I felt like throwing my computer against the wall when I could not figure out how to do a simple thing like adding a picture to my blog or setting up my auto responder. There were many times my husband would beg me to walk away from the computer for a while and try later. My answer would often be “if I stop now I will have to start all over again”.
At times of Frustration I have to remind myself the reasons Why I wanted to start my Business. I have been working in Real Estate for many years and although I do have some flexibility in the hours I choose to work I found out quickly that if you want to make good money you need to put in many hours. I want to be able to have more freedom in my life spending more time with family and friends and traveling where I want and when I want. The real estate business is not scalable. If I want more money I need to work more hours Trading my time for Money. Finally I had to ask myself “Is there a Better Way?”
I remember feeling so dumb because I couldn’t figure out the whole social media thing. It seems like you just start working with one platform like Face Book and then everyone starts saying you need to check out Pinterest or Instagram. It can Drive you crazy.
I heard someone say on a web cast “Do what you Know While you Learn and Grow” and I make that my mission in my daily life. If I suddenly feel overwhelmed I just repeat those words over and over again.
“Do what you know while you learn and Grow”
Here are my Six Steps that Keep me Focused
1. Be Consistent in your daily commitment to building your business.
Being consistent helps to measure your growth, establish your reputation and consistency continues to promote your Message.
2. Read good business building and self help books or materials every day.
Reading daily helps to keep you informed, helps you to set goals and increases your focus.
I agree with Jen Sincero “We need kickass people to be out of struggle and living large and on purpose so they can be an inspiration to others who want to rise up too.”
This is a philosophy I truly believe.
3. Do at least 30 minutes of exercise daily. For some this may be too little but I am talking the person who does not exercise at all. Get up and move It will help keep you energized.
Exercising daily Boost some Crazy Happy Feelings and keeps me energized through the day. “When I walk 1-3 miles daily I find I am happier, less stressed and have more energy to do what is needed for my business.
4. Drink Plenty of water daily.
Keeping hydrated can have a huge impact on overall health… Just do it
5. Celebrate your successes.
Don’t wait for some great Big Goal to be met. As you progress in your overall goals take the time to reward yourself for achieving little milestones in your business plan. This could be 21 successful days of posting on your blog, reaching your first 30 leads per day or reaching a monthly monetary goal you have worked consistently to achieve.
6. Find a Mentor and Accountability Partner
I have many Mentors in my life and before you start thinking I could never afford a mentor (some can be 40K and more) let me make myself clear I don’t think you have start spending a lot money on Mentors but you should be following people who have the lifestyle you want and start modeling what they have done to become successful.
What is your Next step: That really depends on what you want out of your life.
I have been an entrepreneur for years working from home and enjoying a flexible schedule so that I can attend my Grand kids award ceremonies something I could seldom do when my two girls were growing up and I was working in the Corporate world.
I am part of a community who believes in paying it forward and helping others succeed to have a freedom lifestyle.
This unique opportunity but you must be willing to work and follow the steps laid out for you.
If you have a Dream of working from home and having more freedom in your life and are willing to commit to your Success then Click the link below and check out the System Many are using to set themselves Free.
Build a True home based Business and Never Work for anyone Again.
Do love to collect Recipes and put your own twist on them?
Do you go straight to the recipe Section of magazines while in the Store line waiting to check out?
How many times have you see a picture of a Great Looking Chicken Dish but when reading the ingredients you see some stuff in there that you are just not a fan of.
Today I was looking to find a Quick Recipe to feed my husband and 3 Teens, ages 14, 15 and 18.
Looking to see what I had in the house I came up with some Chicken Thighs, Spinach and Fettucine.
This is what I did next.
Opened up my Computer went to Google and searched Recipes with Chicken and Spinach.
I came across a Recipe with a yummy looking picture.
Looking at the Recipe a notice Lemon was one of the Ingredients.
Not a Fan of Lemon in my Cooking.
So what did I do?
Went to the Kitchen and just started cooking,
Using a skillet with Olive Oil I Browned up the Chicken Thighs and starting throwing in Seasonings including garlic, spinach, cherry tomatoes, and Chicken Broth.
While that was Cooking, I got water boiling for the Fettucine.
If you are looking to have your part-time business Bring you Freedom from your Current Job.
There are a Few magical Mind Changes that you must Make.
While you are building your business you still need to pay the bills.
That Job that you Hate Pays the Bills. Also if you doing it Right you should be using any excess money to Fund your Business.
True Story: I have a Real Estate Appraisal Business that pays the Bills and Funds My Part-time Online Business.
The BPO’s (Broker Price Opinions) that I am asked to do fluctuates greatly. Sometimes I am struggling to make my bills and other times it is so busy I am lucky to have any time at all.
Last week I signed up for a 30 day YouTube Challenge. My workload had been so slow over the last weeks.
One day into the challenge I received Triple the workload.
Although I am without Sleep I am very Grateful for the additional funds to not only pay my bills but Fund my Business fees and Education.
I Love My JOB. Put on the Hazmat Suit.
I am always frustrated to hear people say that they can not even afford the small fees necessary to start a Home-based Business.
Here are My Steps for a Happier Part-Time Business Owner.
Be Grateful for your current source of income. Really Love It.
Work on your Business daily.
As busy as I am right at this moment with very little sleep I am putting this information together.
If you think you don’t have time to start Think again. Don’t wait for a big Block of Time. Search for a few time wasters. Give up some TV time.
Use your Car drive time to listen to some Business training and get your Action Plan Together.
Once you get some Momentum going don’t stop.
Why not commit to Four small steps.
Work on your Mind Daily. 30 minutes a day reading or listening to audio.
Move even if it is only Walking to start.
Drink Water.
Start Sharing What you are learning and how it is improving you Life.
Final Thoughts:
Keep Postive in your Goals and be Persistent in Going for your Freedom Lifestyle.
Don’t look to Never Work again. Enjoy The journey and Remember it Won’t feel like work if you are Doing Things you Enjoy and Sharing your Results with others.
Thank you for taking the time to consume this Content and I look forward to someday collaborating with you on some Project.
Please If you enjoyed this please Give Me a Thumbs up and Subscribe to My Channel.
One of the biggest milestones in our first few years of life is learning how to walk. This activity becomes so habitual it is easy to forget that it is, in fact, exercise. The American Heart Association even calls it “one of the simplest ways to get active and stay active.” A piece on walking from a 2009 Harvard Health School newsletter points out that even though walking is such an automatic human function, “modern man appears determined to walk as little as possible.”
As walking is one of the simplest — and most accessible — forms of exercise, if you begin walking for fitness and are hoping to speed up results and make the activity more challenging, it may seem harmless to just add in some weights. However, carrying weights may be doing more harm than good. Here’s why and what you should be doing instead.
I just had an article come into my inbox that got me thinking.
Have you hit a plateau on your weight loss journey.
The article from My Fitness P
al goes over 7 possible reasons why you may be not hitting your Weight Loss Goals.
Are you working out endlessly only to have the number on the scale never budge — or even worse, go up? This frustrating effect is actually quite common. Before you give up on working out, see if any of these reasons might be to blame
Are you working out endlessly only to have the number on the scale never budge — or even worse, go up? This frustrating effect is actually quite common. Before you give up on working out, see if any of these reasons might be to blame
1
DOING THE WRONG TYPE OF TRAINING
Make sure your workouts fit your body goals. Take a look at bodybuilders, swimmers, distance runners and cycling sprinters, and you’ll notice their body shapes are very different. The style of your fitness training can dictate whether you’re breaking down tissue or building muscles and which muscle areas are targeted.
2
UNDER FUELING
Fit bodies need fuel to burn. Having too strict of a diet while engaged in a heavy fitness routine can leave your body in conservation mode. To keep your engine burning, make sure your diet is loaded with high-quality, nutritious foods and balanced meals throughout the day. Try tracking your intake to make sure your daily calorie deficit is not too large.
