Tag: graditude

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Daily Habit for Success: Manage Your Money

A daily habit that will propel you to success is learning to manage your money. This isn’t really about investing. Although you should definitely set up regular investments and plan for your future, this is more about the idea that you should always know what’s coming in and what’s going out (and from and to whom) any moment of any given day.

 

To manage your money every day, you’ll want to:

 

  • Develop Plans for Your Money – What you do today with your money has everything to do with the plans you’ve created for the money you have. If you are not planning for big expenditures, you may overspend, or you might even miss opportunities that you would have taken otherwise.

 

  • Track Your Spending – Even if you spend a buck on a candy bar at the checkout, you need to track what you spend your money on. If you make it a habit to track every single day, it makes it easier than having to do data entry later after the fact. Use apps to help you automatically track your spending.

 

  • Track Your Income – It’s also important to track what is coming in on a daily basis. Don’t worry. This is not hard if you’re using a good online bank that offers the ability to categorize your income as it comes in. When you habituate glancing at the results once a day to stay up to date, it becomes easy.

 

  • Know Your Income Streams – Most wealthy people have about seven income streams on average. Knowing how each of your streams is working out, whether investments or something else daily, is imperative. What you track grows.

 

  • Create a Realistic Monthly Budget – If you are having issues sticking to your plans, redo your budget. If it’s not realistic, you won’t stick to it. Make your budget work for you by using real numbers and deciding what to do based on reality. For example, if you work until 9 pm, the idea that you’re going to cook from scratch every day is a pipe dream.

3 step plan

  • Pay Your Bills on Time Every Time – Paying your bills late accounts for billions of dollars in income to corporations that charge these fees. Don’t give them more of your hard-earned money for nothing. Instead, set up automatic payments and then double-check by using text alerts when the money comes out of your account so you don’t ever miss a payment.

 

  • Kept Consumer Dept Reasonable – The fewer payments you need to make, the less work you’ll have to do keeping track. Consumer debt has a place, but it should be used to buy appreciating assets over depreciating assets and kept to a minimum.

 

  • Track and Manage Recurring Payments – Everyone has recurring payments set up these days, but it’s important to be mindful of them and not just ignore the money coming out. Please pay attention to it coming out of your account so you can check whether you really need that item or not based on how you feel about the payment in comparison to the value you receive.

 

  • Save For Emergencies – Having fast cash available in case of an emergency, whether something tragic or an exciting opportunity, is a great way to cut down on decision paralysis. Try to have at least six to nine months of emergency money available in cash at all times.

 

  • Build Your Future Long-Term Savings and Investments – Using many automation methods, start investing in your long-term future using automatic payments or benefits to clubs or cards, or jobs.

 

When you know what you have coming in and going out, it’s a lot easier to make judgment calls when opportunity knocks. Paying close attention every day to your expenditures and keeping track of savings as you plan for your future will ensure your success in the future.

How to Be Realistic About Time

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Daily Habit to End Clutter: Throw Stuff Away

The daily habit of getting rid of things you’re not going to use will help you cut down on clutter, ensure you think twice before buying something new, and make you feel light and free. Holding on to old stuff just because you hate to get rid of it is just clogging up your home with dust magnets, making your office look cluttered, and it might even be causing brain fog which cuts down on your productivity.

communication

It really doesn’t matter what any guru or so-called expert says, if your 1000 book collection brings you joy, even though you have to dust it, and you rarely read the books again – it’s not wrong to keep them. However, don’t let an illogical attachment to stuff keep you trapped in an environment that is not conducive to reaching the goals you’ve set for yourself.

 

So, if you read this title and thought, “Not another lecture on minimalism,” don’t worry, it’s not. In many ways, the ability to even call oneself a minimalist is pretty privileged to start with, and minimize is really in the eye of the beholder. This is more about keeping your spaces less cluttered and doing it by simply making it a habit to clean up right away. Practice throwing away, giving away, and ending clutter on a schedule to help turn it into a habit.

 

  • Set Up a System – Everyone has paperwork and mail coming in. The best way to handle this is to set up a system. Try only to touch the paperwork once. Get the mail, open it by the trash and organize each piece. Every year when you do taxes, toss out the tax year that no longer needs to be saved per your accountant’s advice.

 

  • Trash, Process, or File – If you got a medical bill you need to pay, process it, and file it. If you got a letter from your congress person, you could throw it away; if you got a letter from the IRS and there is no need to do something, file it. The idea is when you do what needs to be done immediately, you have less clutter around.

 

  • Get Rid of Those Clothes – If you have clothing you’ve not worn for a season, socks with holes, and other things you never use, don’t save them. All they are doing is attracting dust and taking up space. Make this easy by keeping a donate bag in your closet that you fill over time and donate when full.

 

  • Throw Away Old Electronics – You may need to find a safe way to dispose of these through your city offices, but there is no reason to keep old electronics forever collecting dust and taking up space. Instead, find a place to donate them and make it a habit to do so yearly.

 

Keeping these things causes dust and clutter in your home or office, but studies show that physical clutter in your space causes anxiety and even depression. People who keep their environment less cluttered tend to get more done and report feeling more successful. You don’t have to be perfect but make it a habit to toss things you’re not using every single day.

 

Stay More Focused with These Five Simple Steps

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Organize your Environment for Success!

When it comes to daily habits that breed success, being organized can’t be understated. Getting your environment organized and keeping it that way will pay off in big ways.

 

Some people experience issues with being organized isn’t due to having some organizational block, but it’s more about not really understanding that there are better ways to get organized for success than just putting things away and being uncluttered.

Your Lack of Focus Is Getting in Your Way

Here are some ways to think about organization so that your entire environment is set up to make success easy for you, whether at home or work.

 

  • Use Your Planner – Whether you use electronic or paper versions, you can’t beat incorporating the habit of using a planner into your daily life to help you be more successful. When you have it all in one place, you can easily look at your days, weeks, months, and years and make the best use of that time. Don’t rely on memory. Write everything down you want to do and block out the time to do it.

If you know your Goal

  • Set Goals Properly – Make it a habit to set up your goals properly to what steps are necessary to be successful and how long it will take to do them. For example, if you want to start making money from your podcast, don’t just start podcasting; take the time to plan your podcast, plan your marketing, and plan each action you need to take to make it all work.

 

  • Make Daily Lists – From your planner the night before take a look and make a list of actions you will take tomorrow to achieve what’s in your planner. Organize the list with the top 3 priorities on the top and be willing to move anything after three to the next day.

 

  • Create Activity Zones – Whether home or office, the best way to organize is to set up activity zones. Putting everything away every time is a roadblock that will stop you from doing more. If you want to bake cookies, you shouldn’t have to redo your entire kitchen for an hour, and you should be able to go over to the baking zone and start within five minutes. The same thing if you’re writing a novel, if you have a writing area set up and ready to go, you can simply move to that writing zone and get it done during the block of time you set aside to do it.

 

  • Have a Place for Everything – Spending time creating the right storage and space to do the things you want to do will help a lot. It’s hard to get motivated to do much when the tools you’re using aren’t right, or the space you’re doing it in isn’t set up right. Spend the time and money investing in setting up your space to do what you want to do in it.

 

  • Be Consistent – No one wants to spend four hours cleaning a cluttered room and area on Saturday. Instead, make it a habit to consistently pick up and clean as you go so that you never have to do that. If you set up routines for each time of day where you habitually do certain behaviors, you won’t need any willpower. Check out com for some prewritten cleaning and organizing routines you can copy.

 

If you make it a habit to clear up right away and set up things for the next time, right away – you’ll experience a lot less procrastination and get a lot more done. Your productivity will increase exponentially just by simple organizational practices each day. The great thing is that most of it will become a habit quickly because the payoff is fast.

 

 

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Start Investing in Experiences

As we embark on careers to earn money, most of us don’t consider what really makes people happy or successful? Do things make people happy, or do experiences make people happy? According to science, experiences make people happier than possessions because experiences make us who we are.

 

Don’t worry, all the things you experience don’t have to cost a lot of money. Still, for those things that carry a higher price, you should start planning for them now by putting a little money aside so that on a future planned date, you can enjoy the experience without going into debt.

 

Experiences are important because:

 

  • Your Experiences Make You Who You Are – The compilation of experiences you have throughout your life makes you who you are in terms of your personalities and perception of the world. We all see things from the lens of our own life experiences, and the more experiences you can have, the more open your world view will become and the more well-rounded you will become.

 

  • You’ll Broaden Your Perspective – When you do more outside of your comfort zone, like travel to other countries, volunteer to help people in your community, take a class or do things that give you a point of view you may not have considered, before that experience.

 

  • You’ll Build Fabulous Memories – When you do more things and have more experiences, it gives you more memories to draw on to help you feel happy and satisfied. When you get together with family and friends, do you really show off your new expensive furniture, or do you show off your memories?

 

  • You Can Learn New Skills – When you buy experiences, you can learn new things to draw on in other aspects of your life. For example, hiking Mt. Everest is more than a fitness challenge. It’s also a challenge to push yourself out of your comfort zone and work with others in a team. All of which will help you in other aspects of your life.

 

  • Find Your Life Purpose – If you never leave your comfort zone, it may be hard ever to feel successful. Most people never travel away from their hometown, so they just don’t know what else is out there that might better define their purpose than what they’ve been exposed to so far.

The price of Greatness

When you live a life of purpose and new happenings, you’ll be happy to rise each day because of the joy you feel in the experiences you share with others. Even if the experience is going to the zoo instead of climbing Mt. Everest, you’ll still get more out of it than if you bought a new thingamacallit instead. You’ll have things to look forward to each day when you make it a habit to do things and have more experiences in your daily schedule.

Invest in More Training and Education

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Exercise For 5 Minutes Each Morning

An important habit to incorporate into your day is to move your body more. Sitting and being sedentary is worse for your health than even being a cigarette smoker, assuming the smoker is physically active.

Walking

Short Term High-Intensity Exercise Benefits Health

 

According to a 2018 study at an Australian University, two minutes of exercise at a high intensity in the morning may be just as good for you as 30 minutes of exercise. Plus, moving boosts your serotonin levels and puts you in a happy mood the rest of the day, not to mention you’ll jump-start your metabolism and thus maintain a healthier weight easier.

 

Morning Exercise Eliminates the Need for Willpower

 

Most of us have good intentions to move more, but we often allow an entire day to go by without ever doing the intentional exercise we planned. This ends up backfiring and causing us to be less healthy and less productive due to increased fatigue and brain fog that happens when you’re sedentary.

 

Make It a Habit

 

From this day forward, right after you get up, as soon as you can move well, do a three-minute warm-up plus two minutes of high-intensity movements until it becomes a habit for you within thirty minutes of rising each day. Since it’s just five minutes, you don’t have to prepare as much as if you were going on a bike ride or a longer run.

 

Mix Up Your Movements or Just Do the Same Thing

 

Some ideas are jumping jacks, jump roping, pushups, jogging in place, jogging down your driveway, squats, running up and down your stairs. Whatever it is that you do, do it at full intensity for just two minutes. You can exercise more later, but this is just something you do upon rising each day before you have your coffee or get ready for the day.

 

The benefits of working out like this each morning are that you’ll feel more energetic all day long, you’ll be more alert, focus better, and due to all that, be a lot more effective in whatever you need to do. Making the workout only five minutes long, including warm-up and the high-intensity two-minute workout, helps eliminate any excuses because you don’t need any equipment, gym, or set up to do this fast workout. But, one thing is clear, it will set you up for a much more successful day.

Avoid Burnout: How to Exercise and Sleep More

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Say No At Least Once a Week

As you work building in daily habits that will make you more successful, one of the skills you need to practice and habituate is saying no more.

For the next month or so, start saying no to something at least once a week.

say no

The way to choose what to say no to is to check your goals, look at your schedule, and ask yourself what you really want. If an action leads you to reach your goals and fits your schedule, saying yes is fine, but if it does not provide any value to you or does not fit into your schedule right now, say no.

 

When you do say no, you don’t owe anyone a reason with few exceptions. However, here are some reasons and ways that you can say no more often.

 

If You Already Know Say So

 

Sometimes you simply know that you don’t want to do something no matter what. Instead of putting people off or saying yes just to avoid the issue, start saying no right away. For example, if you have a friend involved in an MLM and constantly asks you to come to parties or buy things, and you have but resent it, start saying no and ask them to stop asking you.

 

Say I’ll Think About It

 

You don’t have to give people answers right away about anything. This can help you reduce the pressure on yourself to say yes to anything. Start making it a habit always to say, “Let me check my schedule. I’ll get back to you by 3 pm on Friday with my answer.” This way, they can wait patiently, and you can ensure that you want to say yes or no.

 

Always Check Your Schedule

 

Even if your first thought is that it’s something you want to do, you must always check your schedule before saying yes. You may be over booked already, and even if you’re going to say yes, you need to say no. Doing this will ward off burnout. Stretching yourself too thin is bad for you and everyone else that depends on you too.

 

Offer Alternatives

 

Sometimes you can’t do what your customer or the person wants, but you can turn your no into a yes in the recipient’s mind. If you know someone who can do the thing being asked of you better, tell them about it. If you can offer some help but not exactly what was asked for, say exactly that to the person.

 

One thing to remember is that you don’t have to be part of everything in your community. Saying no allows others to step up. Suppose you’re the type that runs your PTA, a small business, and more than two or three community organizations and clubs. You’re probably doing too much. Let others shine and take your time back. Your friends and family and you will thank you.

Write Down 3 Things You’re Grateful for Each Day

 

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Write Down 3 Things You’re Grateful for Each Day

One of the very first habits it’s important to incorporate into your daily life if you want to be happy and feel successful is the habit of gratitude. Being grateful is more than looking on the bright side. It’s actually about being realistic about what is good in your life.

I am Grateful

To record your gratitude, use whatever method works best for you, whether it’s to email yourself, using a paper diary, or some other method. The important thing is that you acknowledge in a way that can be tracked at least three things you’re grateful for so that you can look back on it and measure how far you’ve come.

Tips to Help You Practice Positive Thinking

Plus, there are many benefits to appreciation outside of a good mindset.

 

  • You’ll Feel Happier – The saying about what you focus on grows is very true, especially when your focus is on something positive about your life. When you can see the good in your life as it’s happening, you’ll be much more likely to be able to do it again.

 

  • You’ll Be More Satisfied with Your Life – It’s so easy to focus on things when they go wrong. You missed your alarm clock, you got caught in the rain, you spilled food on your new shirt – all seem like bad things until you realize oversleeping enabled you to cuddle with your spouse longer, the rain cooled you down after lunch, and you only spilled the food because you were laughing with your best friend.

 

  • You’ll Become Less Materialistic – When you focus on the positive, it becomes clear that it’s not things that make you happy or successful – it’s experiences. As you realize that your life becomes so much richer and then, of course, you feel more comfortable and experience your life as successful.

 

  • You’ll Be Less Likely to Suffer from Burnout – If you’re aware of yourself and stay mindful, you can avoid experiencing burnout in the first place. Taking the time to record your gratitude lets you concentrate on the good parts, which can calm you down and let you place your focus where it belongs.

 

  • You’ll Experience Better Physical Health – People who can turn their focus to what’s good in their life are more likely to exercise, eat right, and stay mindful about their health.

 

  • You’ll Sleep Better Every Night – Getting everything out on paper before bed is a great time to focus on gratitude. You’ll fall asleep faster as your good mood will result in reduced anxiety.

 

  • You’ll Feel Less Fatigue – When you sleep better at night due to less anxiety, you’re naturally going to feel more well-rested and sharp during the day.

 

  • You’ll Feel Healthier Due to Suffering from Less Inflammation – Sleeping better and being less anxious has great effects in a positive direction on body-wide information thought to be one of the driving factors in disease.

 

  • You’ll Be More Mentally Resilient – Not having your mind clouded with all the negativity of the day is going to help you bounce back when things do go wrong. When you can turn your brain toward what’s good about something, you can usually get back on the path faster.

 

  • You’ll Be More Patient – Not being on edge due to anxiety and bad thoughts will also increase your patients with others and yourself too. After all, there is often something good you can take from almost everything, eventually.

 

  • You’ll Have Better and More Solid Relationships – People like being around those who are more positive than they do people who are always on edge and anxious. If you really want to build strong relationships, focus on the positive more.

 

As you can see, being grateful carries many benefits that will make your entire life better. No one is asking you to be thankful for a bad situation, especially something beyond your control, but you need to look at what is working in your life, analyze why that is working, and then do more of that. The best way to do that is to look for things to be grateful for each and every day.

 

 

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Your Lack of Focus Is Getting in Your Way

Are you constantly struggling to get your work done? You start one project only to find yourself tapping away at another, then the next two minutes, you find yourself doing it again but on something completely different. Even with a to-do list, you can’t seem to get on track and find the focus to finish your tasks. It’s easy to do, but you must change your bad habit before it gets in your way.

 

Your lack of focus is affecting your business success in the following common ways:

 

Leads to Poor Productivity and Quality of Work

When you don’t have the right focus and concentration on your work, it leads to mistakes and poor decisions as you don’t have the clarity you need to work at your best.

 

Leads to Inconsistent Habits and Results

You need innovation and creativity to stay relevant and competitive—all of which could be stalled or lackluster without proper focus.

 

Uses Valuable Resources Incorrectly

Ultimately it depletes valuable time and financial resources that could better be used somewhere else. When you don’t do your best the first time, you’ll leave behind mistakes.

 

If you have trouble with focus, here are five things you can give a try right now:

 

#1: Reoutline Your Intentions

One cause of lack of focus is that they forgot what they were going after. Even worse, they chose goals that were unrealistic and didn’t relate to who they really are. It’s easy to lose track if you really don’t want it.

 

#2: Craft A Vision Board

Create a board of pictures, drawings, or objects that inspire your ideal life and dreams. In five years, what are your expectations about your life and your business? Even better, what are you working on in your business right now that will make the most impact on your success as you envision it? Add that to your vision board and put it somewhere you will see every day to encourage you to get right back on track. Often a lack of focus is due to an unclear vision of the future.

 

#3: Play Brain Games

Make it fun and play memory and concentration-building games from Lumosity. Lumosity provides many fun games that include a specific section to improve your focus. The idea is to exercise your brain just like you would do other parts of your body at the gym.

 

#4: Change Your Environment

Create an environment that influences movement and positivity. As you work on different projects or goals, change the setting to fit.

 

#5: Go to Bed

Are you constantly yawning or getting blurry vision? Then you need to get some sleep. If you don’t have the right amount of sleep, you won’t be capable of concentrating.

 

As you can see, focus plays a crucial role in the actions you take for your business and life. Without it, you easily leave behind a messy and disorganized company.

 

Stay More Focused with These Five Simple Steps

 

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Always Plan First and Last

The thing that marks a good business is planning. A business plan for where they hope to bring their business and daily plans to guide their actions to achieve it.

 

You’ve likely heard the famous quote “If you fail to plan, you are planning to fail” many times before, and that is because it is so powerful and accurate. There is no other way to put it. Just because you don’t plan doesn’t mean you don’t know the direction it will go. As statistics prove over again, you are more likely to go down than up.

Business Plan Resources You Can Use

Here are a few tips and tricks to apply for better planning your day and business:

 

Plan First and Last

An often-used productivity hack by many businesses and entrepreneurs includes creating a to-do list at the beginning and end of their workday. This strategy improves your business overall by increasing your time management skills, consistency, and accountability.

 

When you start and end with a to-do list, you allow flexibility and ensure you are always working on your top priorities and staying on topic—enabling you to cut out unnecessary or mundane tasks that only keep you away from your main objective.

 

Not only that, but it can also be a great reminder and motivational factor. Lists enable you to be ready to go and can give you the push to get started sooner.

 

Make It Simple and Fun

Planning doesn’t have to be complicated, and business isn’t always dull. Use colorful pens or fun phone applications to write down your goals. Add fun and small rewards when you accomplish each step. Remember to keep it simple, and to the point, so it doesn’t overwhelm you.

 

Think Small, Medium, and Large

Think about three objectives you want to accomplish for that day but organize them into three separate categories:

 

  • One Large – The task you want to do right away as it’s the hardest to do and makes the most significant impact on your main objective for that month.
  • One Medium – This is the bulk of your day that isn’t too hard to do but likely to use more of your time—for example, a group meeting or coffee with a client.
  • One Small – This is the task you can focus on at the end of your day and relax. Ideally, you want this task to be easy and pretty mindless.

 

This method aims to give you a starting point and organize your day where you are not running out of energy and momentum.

 

Don’t let your days get away from you anymore with these planning tips. Remember, a business without a plan is one that will likely fail. Don’t let that be you when you have the power and control to make it happen with the right strategy and commitment to daily action.

 

How to Be Realistic About Time

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The 2-Minute Rule You Need

This is the 2-minute rule you need to finally end your procrastination or other bad habits and achieve more out of life. Procrastination and other lousy time management habits lead to many missed opportunities and chances for personal growth to build up your business. It encourages laziness and lacks accountability, in turn stalling your momentum, focus, and consistency needed for success.

 

What Exactly Is The 2-Minute Rule?

It’s a stress-free approach to starting new habits and kicking bad ones. It’s a rule designed to help you achieve more goals without feeling overwhelmed and keeps you from delaying action any longer than you should.

 

The two main concepts for the rule include:

 

  • If it only takes two minutes, then get it out of the way right now.
  • Establishing new habits or routines should only take two minutes to begin with.

 

As with most methods, if they are misused, they provide the opposite results than you intend.

 

Here’s how to use the 2-minute rule effectively to kick your bad habits and achieve max productivity:

 

Keep It Relevant and Realistic

Only use the rule if it is relevant to whatever you are doing at that time. In other words, don’t just do whatever task comes to mind if it doesn’t relate to what you are actively doing.

 

For example, if you are trying to finish your next content package for your client, it’s not a good idea to go ahead and get that email notification about your next business meeting out of the way. It is unrelated and will ultimately get you off track and prevent you from finishing your course. Instead, think, “what can I do in two minutes to finish this course?”

 

Don’t Make It Hard

You don’t need to gain success or be the best overnight. Don’t make adopting new habits challenging and overwhelming by speeding up the process. Small gradual changes make it easier to accomplish and stick around long term. For example, science proves that those who lose weight over a more extended period of time maintain the weight longer than those who lose it very quickly.

 

Meaning you shouldn’t focus on what you can’t do; rather, what you can do instead. For just two minutes, what can you do towards changing one bad habit? Then the next day, add two more minutes and keep repeating the process.

 

It’s All About Perspective

The main goal of the 2-minute rule is to change your perspective on how you see a challenge or annoying tasks. You can trick your brain into believing a task is simple and easy, even though it can be hard. Anyone can deal with something for just two minutes, and sometimes the most challenging part is just starting.

 

Give this 2-minute rule a try the next time you feel that you need to push off your work to Monday. You won’t regret giving it a try.

The Secrets to Time Management and Why You Need It